we offer

Financial Services

like Savings Accounts, Daily Deposits, Fixed Deposits & Recurring Deposits.

Quick

Loans

Easy

Deposits

No

hidden fees

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Welcome to Zigma Nidhi Limited

About company

Who We Are

Zigma Nidhi Limited is a public limited company located in Thrissur.Like commercial banking we offer financial services like Savings Accounts, Daily Deposits, Fixed Deposits & Recurring Deposits.We are also providing loans ,loans against Gold/Property & Business Loan.

We Provide

Our Services

Savings Account

Zigma Nidhi has introduced simply better Savings Account Plans to cultivate the habit of savings among members.Saving your hard earnings will improve the quality of your life. Secure some money for future should always feel good and it helps to accomplish your dreams.

  • A customer can deposit Max 1 lakh in their savings account.
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    Fixed Deposit

    A Fixed deposit is a type of savings/investment account that promises the investor a fixed rate of interest. Zigma Nidhi offers fixed deposit (FD) plans which provides investors a good rate of interest, until the given maturity date.

  • Fixed deposit plans from 1 Year to 5 Year.
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    Recurring Deposit

    Zigma Nidhi offers RD plans to our customers with simply better interest rates. A recurring deposit is a special kind of term deposit which help people with regular incomes to deposit a fixed amount every month and earn interest at the rate applicable to fixed deposits.

  • R.D deposit plans from 12 months to 60 months.
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    Daily Deposit

    Zigma Nidhi offers Daily Deposit plans to save your hard earnings. Money can be deposited into an account on daily basis. The amount may be as small as you can provide. The money is deposited almost daily.

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    Monthly Income Plans Deposit

    Zigma Nidhi offers monthly income deposit plans to our customers.,Monthly income plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses.

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    Business Loan

    Zigma Nidhi offers Business loans specially intended for business purpose.

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    Gold Loan

    Zigma Nidhi offers Gold loan (also called loan against gold) to its customers by pledging their gold articles as collateral. The loan amount provided is a certain percentage of the gold, typically upto 80%, based on the current market value and quality of gold.

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    Loan Against Deposit

    Zigma Nidhi offers loans against monthly RD deposits from an amount 1000 to 1 Lakh.

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    Loan Against Property

    Zigma Nidhi offers Property loans to its customers. A loan against property is a secured loan availed against a commercial or residential property kept as collateral with the lender.

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    Company Features

    A customer can deposit Max 1 lakh in their savings account.

    Fixed deposit plans from 1 Year to 5 Year.

    R.D deposit plans from 12 months to 60 months.

    Loans against monthly R D deposits from 1000 to 1 Lakh.

    Loans against Gold Ornaments (Up to 80% Gold rate)

    Loans against property.

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